Abstract:
An appraisal Of Commercial Banks in Financial Small Scale Industry in
Nigeria. A case study of First bank of Nigeria plc. This study is to ascertain
the extent to which commercial banks have helped to finance small scale
industries in Sokoto. To achieve this study adopted a survey research
which employed the use of simple random sampling technique was
employed and SMEs where selected which constitute the sample size of the
research. Structured questionnaire was designed to facilitate the collection
of the relevant data which was used for the analysis. Descriptive statistics
which involves simple percentage and chi-square. The findings indicate
that the operations of commercial banks towards SMEs have grown
phenomenally in the last 3 years, driven largely by expanding informal
sector activities. The study also reveals the challenges faced by SMEs,
which has been addressed in this research. Commercial banks traditional
lend to medium and large enterprise, which are judged to be credit worthy.
They avoid doing business with small and medium scale industry because
the associated
