RISK ANALYSIS AND FACILITY MANAGEMENT IN COMMERCIAL BANKS: A CASE STUDY OF JAIZ BANK PLC

Abstract

This research topic is on risk analysis and financial management in commercial banks, the case study being an Islamic bank, Islamic banks are well known for interest free banking, as a result of this interest free banking, most Islamic banks resort to asset lending or business financing. This project aims to assess the type of risks that affect Islamic banks, types of facilities available to their customers, the type of risks associated with each facility, mitigation techniques or processes associated with them and the differences between their conventional counterparts. Content analysis between books of the case study and another conventional bank (zenith bank) was used and a comparative analysis was done between these two banks to determine the type of risks faced by both banks and how the banks mitigate such risks.